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Brunch Crunch 05: Building Strong Financial Foundations with Bank of the West

San Diego! We're excited to be back and equally excited to have you join us for the return of Brunch Crunch: a bite-size morning lecture and networking series featuring a rotating local expert as a special guest speaker. 

Enjoy fresh eats in our gorgeous, light-filled space while learning valuable tips that you can instantly implement into your business. Connect with other creative professionals and leave feeling fueled up for the day.

We’re beginning the year with a focus on Financial Literacy and inviting to the table a discussion about the fundamentals of building a strong financial foundation, managing your business, and growing your success. 


FEBRUARY TOPIC: Building Strong Financial Foundations

Whether you are just starting your financial journey or are looking for ways to acquire capital for the development of your creative business, financial planning can feel like an overwhelming task. With a bit of guidance, mapping out your short-and long-term financial goals can be an empowering experience for your personal and business growth. 

 Join our Sponsor, Bank of the West, and their team of financial professionals for an in-person presentation and quickly learn about:

  • The benefits of establishing a business bank account

  • Building a strong financial foundation and credit

  • Managing Your Business

  • Growing Your Wealth

WHAT TO EXPECT:

BONUS! All attendees will receive a complimentary on-site headshot session by Alma Photography. Valued at $300. Arrive photo-ready!

Plus SWAG BAGS featuring fun goodies from You Belong Here and Bank of the West

8:30am: Doors open, breakfast and head shots

9:30am: Presentation + Q&A

10:30am: Stick around for networking and more headshots

Boxed Plant-Based Brunch will be provided by Chef Perla of Elevation Eating

Early Bird Tickets are $45 (prices go up to $65 on February 20th, 2022)

Interest in a scholarship to cover the costs of your ticket? Scholarship opportunity available; please join the list.

TAKEAWAYS:

In this 1-hour hands-on workshop, you’ll:

  1. Learn the importance of establishing a business bank account

  2. Gain insight to building a strong financial foundation

  3. Learn how to manage Your Business and personal budget

  4. Find out about tools to grow your Wealth

After this workshop, you'll leave with:

  1. Budget Spreadsheet for financial success

  2. Personal Contacts and an introduction to Bank of the West

  3. The CONFIDENCE to implement strong financial foundations for you and your business

Who is this workshop for?

Anyone! Wether you are just beginning a business or a seasoned creative entrepreneur, this workshop is a great place to begin to understand how to build your financial grounding.

COVID PRECAUTIONS + REFUNDS

  • MASKS ARE REQUIRED

  • Social distancing will be enforced in terms of seating/layout of space

  • Networking will take place outside in our outdoor patio

  • Breakfast will be boxed

At You Belong Here we understand how unpredictable and uncertain the times are, and with it comes the challenge of navigating socializing in person.

You Belong Here will be offering refunds only with a 72 hour notice prior to the event. We want to ensure that our vendors are compensated for their labor and not impacted by last minute cancellations.

For any cancellations less than 72 hour notice, attendees can convert into a form of credit that can be used at You Belong Here or applied to a future Brunch Crunch.


MEET OUR EXPERTS:

Francisco Gonzalez-Rauschkolb, Branch Manager and Vice President

 Francisco joined Bank of the West in 2015 bringing over 10 years of experience in the banking industry.  He earned his B.A. in Communication from University of California, San Diego with a minor in Visual Arts.  He is extremely passionate about making a difference in his community and specializes in educating youth on the importance of building strong personal credit and money managing skills.  In his spare time, Francisco enjoys long camping trips through National Parks and several local hikes all throughout San Diego County.


Kathy Blum, Vice President Small Business Officer

Kathy joined the Bank of the West team in 2016. She has been in the banking industry for 13 years, 9 of which she managed retail branches. She now works with Small Business Owners and helps them grow their businesses. Kathy enjoys spending her free time with her family and also is passionate about exercising and living a healthy life style.

Bank of the West and You Belong Here are separate and unaffiliated legal entities. Bank of the West does not offer, control, warrant, or guarantee the products or services of You Belong Here. Further, the opinions and views expressed by You Belong Here are the opinions and views of its designated speakers and may not reflect the opinions or views of Bank of the West. By sponsoring this event, Bank of the West is not providing or endorsing financial, legal or tax-related advice and nothing in this event should be construed otherwise.

WHY FINANCIAL LITERACY?

In 2021, You Belong Here collected survey data from over 150 San Diego based creatives and small businesses. The number one topic on everyone’s mind is Financial Literacy. 

As creative small businesses, we’re most likely called to start our creative businesses as a way to share our art, our voice, and challenge systems and beliefs. I mean, who wouldn’t want to grow their wealth doing what they are most passionate about while positively impacting our communities and (dare we say) the world?

The work that we do as creatives, brings voices to our communities. Yet, according to the report released by Center for Cultural Innovation (CCI), Creativity Connects: Trends and Conditions affecting U.S. Artists, it reveals creative businesses are not developing the wealth at the rate of other small businesses and startups outside of the creative realm; not because our ideas are not significant, but because we lack the foundation of business development (i.e., financial literacy). Of course this is no fault of our own. Many of us creatives, while in school, didn't have a curriculum focusing on how to leverage our fine arts degree with business development. At the same time, we generally believe in the bigger picture outside of money; social justice, climate change, peace, love, and humanity. Spreadsheets, balance sheets, cash flow forecasts, profit and loss sheets, amortization, appreciation, depreciation–this isn’t in our realm and has nothing to do with changing the world. So we think?

Yet, money (unfortunately) makes the world go round. And if we don't develop an understanding of our worth and our wealth, we will remain the statistics we are creating awareness about. 

You Belong Here believes the economic growth and empowerment of the Artist is at stake. How can we build systems of change and support our communities if we are burnt out and barely getting by? These very questions are why You Belong Here is bringing back our monthly morning business development series, Brunch Crunch.

We hope to see you soon!

Nic Roc, Owner and Program Director of You Belong Here

Earlier Event: February 14
Open Work Sesh; Valentine's Edition
Later Event: February 27
You Belong cOMmunity Yoga Series